/* Scoped editorial layouts: no dependency on the marketing hero or global nav layout. */
.editorial-page main{min-width:0}.reading-hero{display:grid;grid-template-columns:minmax(0,1.1fr) minmax(0,.9fr);background:#edf3f7;border-bottom:1px solid #d6e2eb;align-items:stretch}.reading-hero-copy{padding:62px clamp(24px,5vw,80px);align-self:center;min-width:0}.reading-back{display:inline-block;font-size:13px;font-weight:700;color:#325473;margin-bottom:30px;text-decoration:underline;text-underline-offset:4px}.reading-hero .eyebrow{color:#32678e;margin-bottom:18px}.reading-hero h1{font-size:clamp(34px,3.8vw,60px);line-height:1.1;max-width:840px;text-wrap:balance;overflow-wrap:break-word}.reading-deck{font-size:18px;line-height:1.7;max-width:700px;color:#43566a}.reading-hero .guide-provenance{margin-bottom:0;color:#425b72;opacity:1}.reading-hero-photo{margin:0;position:relative;min-height:490px;background:#d8e4ed;overflow:hidden}.reading-hero-photo img{position:absolute;inset:0;width:100%;height:100%;object-fit:cover}.reading-hero-photo figcaption{position:absolute;bottom:0;left:0;right:0;padding:35px 22px 16px;background:linear-gradient(transparent,#04192cd9);font-size:11px;color:white;line-height:1.5}.reading-hero-photo figcaption a{text-decoration:underline;color:white}.reading-layout{display:grid;grid-template-columns:230px minmax(0,790px);gap:70px;max-width:1210px;margin:0 auto;padding:70px 30px}.reading-toc{display:flex;flex-direction:column;align-items:stretch;justify-content:flex-start;gap:13px;position:sticky;top:25px;align-self:start;margin:0;padding:0 22px 0 0;border-right:1px solid #d5e1eb;font-size:14px;line-height:1.45;min-width:0}.reading-toc strong{color:#0b2c62;font-size:17px}.reading-toc>span{font-size:12px;color:#697c8d;margin-bottom:8px}.reading-toc a{white-space:normal;color:#435b72;font-weight:500}.reading-toc a:hover{color:#07689b;text-decoration:underline}.reading-toc button{margin-top:12px;background:white;border:1px solid #bacbd9;padding:12px;color:#0b2c62;border-radius:3px;cursor:pointer;font:inherit;text-align:left}.reading-body{min-width:0}.reading-section{margin:0 0 48px;scroll-margin-top:30px}.reading-section:last-child{margin-bottom:0}.reading-section h2,.reading-related>h2{font-size:clamp(26px,2.7vw,38px);line-height:1.18;letter-spacing:-.035em;text-wrap:balance}.reading-section h3{font-size:22px;line-height:1.3;letter-spacing:-.02em;margin-bottom:12px}.reading-body p,.reading-body li{font-size:17px;line-height:1.85;color:#3b4e60}.reading-body p:last-child{margin-bottom:0}.reading-body a,.hub-content p a,.reading-sources a{color:#086994;text-decoration:underline;text-underline-offset:3px}.reading-answer{background:#eef5fa;border-left:4px solid #369ed9;padding:26px 28px}.reading-answer p{font-size:20px;line-height:1.65;color:#0b2c62;font-weight:500}.reading-example{border:1px solid #e5d7c7;background:#fff7ee;padding:28px}.reading-example .eyebrow{font-size:11px;color:#75502b;margin-bottom:15px}.reading-detail{border-bottom:1px solid #dce6ef;padding:24px 0}.reading-detail:first-child{padding-top:0}.reading-detail:last-child{border:0;padding-bottom:0}.reading-detail .table-scroll{margin:20px 0}.reading-table{overflow-x:auto;max-width:100%;border:1px solid #cbdbe7;margin:20px 0;border-radius:4px}.reading-table table{border-collapse:collapse;width:100%;font-size:16px;line-height:1.7;min-width:480px;margin:0}.reading-table th,.reading-table td{padding:19px 22px;text-align:left;vertical-align:top;border-bottom:1px solid #d4e1eb;overflow-wrap:break-word}.reading-table thead th{background:#0b2c62;color:#fff;font-size:14px;font-weight:600}.reading-table tbody th{font-weight:700;width:31%;color:#0b2c62}.reading-table tbody tr:nth-child(even){background:#f3f7fa}.reading-table tbody tr:last-child>*{border-bottom:0}.reading-checks{list-style:none;padding:0;margin:0;display:grid;gap:0;border-top:1px solid #d8e4ed}.reading-checks li{padding:16px 15px 16px 36px;border-bottom:1px solid #d8e4ed;position:relative;line-height:1.6}.reading-checks li:before{content:'✓';position:absolute;left:6px;color:#0875a4;font-weight:700}.reading-photo{margin:40px 0;background:#f1f5f8}.reading-photo img{display:block;width:100%;height:auto;max-height:450px;object-fit:cover}.reading-photo figcaption{padding:13px 18px;font-size:12px;line-height:1.6;color:#596d7e}.reading-photo figcaption a{color:#335979;text-decoration:underline}.reading-body details{padding:20px 0}.reading-body summary{line-height:1.5;font-size:17px}.reading-body details p{margin-top:16px}.reading-sources{padding-left:22px}.reading-sources li{margin-bottom:12px}.reading-related,.reading-next{max-width:1320px;margin:0 auto}.reading-related{padding:45px 40px 60px;background:#f0f5f9;border-top:1px solid #d7e2ec}.reading-cards{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:22px}.reading-card{position:relative;display:block;min-width:0;padding:28px 32px 32px;background:white;border:1px solid #d6e3ed;border-radius:5px;color:#0b2c62}.reading-card .eyebrow{font-size:10px;letter-spacing:1.6px;color:#44708f;margin-bottom:14px}.reading-card h3{font-size:24px;line-height:1.24;letter-spacing:-.03em;margin:0 0 14px;overflow-wrap:break-word}.reading-card p{font-size:15px;line-height:1.75;color:#526879;margin:0;max-width:650px}.reading-card:hover{border-color:#439ec5;box-shadow:0 5px 16px #092b4710}.reading-card-link{display:inline-block;margin-top:20px;font-weight:700;text-decoration:underline;text-underline-offset:4px;font-size:14px}.reading-arrow{display:block;font-size:22px;color:#147aa5;margin-top:16px}.reading-next{display:grid;grid-template-columns:minmax(0,1.4fr) minmax(0,1fr);gap:50px;align-items:center;padding:55px 50px;background:#0b2c62;color:white}.reading-next h2,.consumer-next h2{color:white}.reading-next h2{font-size:clamp(28px,3vw,42px);line-height:1.15}.reading-next p{margin:0;color:#dce9f4;max-width:670px;font-size:17px;line-height:1.75}.reading-next .eyebrow{color:#9cd9fb;margin-bottom:15px}.reading-next-actions{display:flex;align-items:flex-start;flex-direction:column;gap:20px;min-width:0}.reading-next-actions>a:not(.button){color:#fff;text-decoration:underline;text-underline-offset:4px;line-height:1.6}.hub-content{max-width:1240px;margin:0 auto;padding:65px 35px}.hub-content>.reading-section{margin-bottom:60px}.hub-content>.reading-section>p{max-width:890px;font-size:18px;line-height:1.85;color:#40556a}.hub-content>.reading-section>.reading-cards{margin-top:28px}.hub-stages{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:24px}.hub-stages article{display:flex;gap:22px;padding:28px;border-top:2px solid #4ab2ff;background:#f3f7fa}.hub-stages article>div{min-width:0}.hub-stages h3{font-size:24px}.hub-stages p{font-size:16px;line-height:1.75;color:#465f73;margin-bottom:14px}.hub-stages a{font-size:14px;color:#086994;font-weight:700;text-decoration:underline;text-underline-offset:4px}.stage-number{font-size:26px;color:#5b8fb5;font-weight:500}.hub-photo-band{display:grid;grid-template-columns:minmax(0,1fr) minmax(0,1fr);gap:45px;align-items:center;margin:55px 0 65px}.hub-photo-band .reading-photo{margin:0}.hub-photo-band .reading-photo img{height:420px}.hub-photo-band>div{padding:15px 0}.hub-photo-band h2{font-size:clamp(30px,3vw,44px)}.hub-photo-band p{font-size:17px;color:#40556a;line-height:1.85}.hub-note-pair{display:grid;grid-template-columns:1fr 1fr;gap:22px}.hub-note-pair>div{padding:24px;background:#f1f6fa;border-top:2px solid #4ab2ff}.hub-note-pair p{margin:0;color:#425c72;line-height:1.8}.hub-content>.section{padding:30px 0 50px}.hub-content .consumer-tool{gap:30px}.hub-content .consumer-tool aside{min-width:0}.hub-content .consumer-grid{min-width:0}.hub-content .consumer-grid>*{min-width:0}.hub-content .consumer-grid h2{font-size:27px}.hub-content .consumer-grid article{padding:25px}.advice-library input{width:100%;max-width:100%;padding:18px 20px;border:1px solid #9eb6cb;border-radius:4px;font:inherit;margin-top:12px}.advice-library label{font-size:17px}.advice-library #advice-count{font-size:14px;color:#5d7387;margin:15px 0 24px}.advice-library [hidden]{display:none!important}.editorial-page .seo-related{max-width:1320px;margin:0 auto;padding:35px 40px}.editorial-page .seo-related h2{font-size:27px}.editorial-page .seo-related ul{line-height:1.8}.editorial-page .seo-breadcrumbs{margin:0;display:block}.editorial-page .seo-breadcrumbs a{white-space:normal}.editorial-page .section>h2{overflow-wrap:break-word}
/* Shared lower-page corrections: readable CTA headings and shrink-safe footer columns. */
.consumer-next h2,.consumer-next h3{color:#fff}.consumer-next p{color:#dce9f4}.consumer-next .actions{flex-wrap:wrap}.consumer-next>.button{margin:5px 8px 5px 0}footer{grid-template-columns:minmax(0,1.5fr) minmax(0,1fr) minmax(0,1fr)}footer>div{min-width:0}footer a,footer p,footer small{overflow-wrap:anywhere}footer .logo{overflow-wrap:normal}footer .footnote{line-height:1.7}.editorial-page .button{white-space:normal;text-align:center}.editorial-page .table-scroll{max-width:100%}.editorial-page #opening-results .consumer-grid{grid-template-columns:repeat(3,minmax(0,1fr))}
@media(min-width:1550px){.reading-hero-copy{padding-left:max(65px,calc((100vw - 1440px)/2))}.reading-hero-photo{min-height:550px}}
@media(max-width:1050px){.reading-layout{grid-template-columns:190px minmax(0,1fr);gap:35px;padding:50px 25px}.reading-hero-copy{padding:42px 30px}.reading-hero-photo{min-height:420px}.reading-next{gap:30px;padding:40px 30px}.hub-photo-band{gap:30px}.hub-stages article{padding:22px;gap:15px}.hub-content .consumer-tool{grid-template-columns:1fr}.editorial-page #opening-results .consumer-grid{grid-template-columns:1fr}}
@media(max-width:760px){.reading-hero{grid-template-columns:1fr}.reading-hero-copy{padding:35px 6% 30px}.reading-back{margin-bottom:22px}.reading-hero h1{font-size:clamp(32px,7vw,46px)}.reading-deck{font-size:17px}.reading-hero-photo{min-height:0;height:290px}.reading-hero-photo img{position:static;height:290px}.reading-layout{grid-template-columns:minmax(0,1fr);padding:30px 6% 40px;gap:35px}.reading-toc{position:static;border-right:0;border-bottom:1px solid #d5e1eb;padding:0 0 25px;display:grid;grid-template-columns:1fr 1fr;gap:12px 20px}.reading-toc strong,.reading-toc>span{grid-column:1/-1}.reading-toc button{margin:0}.reading-section{margin-bottom:36px}.reading-section h2{font-size:28px}.reading-body p,.reading-body li{font-size:16px;line-height:1.8}.reading-answer,.reading-example{padding:22px}.reading-answer p{font-size:18px}.reading-table th,.reading-table td{padding:14px 16px}.reading-photo{margin:30px 0}.reading-photo img{max-height:330px}.reading-cards,.hub-stages,.hub-note-pair{grid-template-columns:1fr}.reading-card{padding:24px}.reading-card h3{font-size:23px}.reading-next{grid-template-columns:1fr;padding:35px 6%;gap:24px}.reading-related{padding:35px 6%}.hub-content{padding:40px 6%}.hub-content>.reading-section>p{font-size:17px}.hub-photo-band{grid-template-columns:1fr;gap:25px;margin:40px 0}.hub-photo-band .reading-photo img{height:290px}.hub-photo-band>div{padding:0}.hub-photo-band h2{font-size:31px}.hub-content .consumer-tool{padding-top:10px}.editorial-page .seo-related{padding:30px 6%}footer{grid-template-columns:minmax(0,1fr);gap:32px}footer .footnote{grid-column:1}.hub-content .consumer-grid{grid-template-columns:1fr}.hub-content>.reading-section{margin-bottom:42px}}
@media(max-width:400px){.reading-toc{grid-template-columns:1fr}.reading-hero-photo,.reading-hero-photo img{height:230px}.reading-card h3{font-size:21px}.reading-hero h1{font-size:32px}.reading-next .button{width:100%}}
@media print{.reading-hero{display:block}.reading-hero-copy{padding:15px 0}.reading-hero-photo,.reading-toc,.reading-next,.reading-related,.reading-back{display:none!important}.reading-layout,.hub-content{display:block;padding:0}.reading-body{max-width:none}.reading-section{break-inside:auto;margin:20px 0}.reading-section h2{break-after:avoid}.reading-photo{max-width:400px;break-inside:avoid}.reading-table{overflow:visible}.reading-table table{min-width:0}.reading-table thead th{background:#eee;color:#111}.reading-checks{break-inside:avoid}.hub-photo-band{display:block}.reading-hero h1{font-size:28px}.reading-cards{display:block}.reading-card{break-inside:avoid;margin:10px 0}.advice-library input{display:none}}
.reading-products{max-width:1320px;margin:0 auto;padding:30px 40px 40px;background:#f0f5f9}.reading-products h2{font-size:27px}.reading-products>div{display:flex;flex-wrap:wrap;gap:15px 28px}.reading-products a{color:#086994;text-decoration:underline;text-underline-offset:4px;font-weight:600}.quote-worksheet table{min-width:650px}.quote-worksheet th{width:30%}.quote-worksheet td{width:35%}.quote-worksheet textarea{min-height:110px;width:100%;font-size:15px;padding:10px;line-height:1.6}.quote-worksheet th small{display:block;font-weight:400;line-height:1.6;margin-top:8px;color:#526879}@media(max-width:760px){.reading-products{padding:25px 6% 35px}}@media print{.reading-products{display:none}}